Last Updated: September 16, 2026
These Terms of Use govern your access to and use of the Solutions to Grow website, assessments, guides, templates, worksheets, toolkits, courses, digital products, physical products, subscriptions, services, and other resources offered by Solutions to Grow, LLC (“Solutions to Grow,” “we,” “us,” or “our”).
By accessing this website, completing an assessment, downloading a resource, creating an account, or making a purchase, you agree to these Terms of Use and our Privacy Policy.
If you do not agree with these Terms, do not use our website or resources.
1. ABOUT SOLUTIONS TO GROW
Solutions to Grow provides practical, self-guided business education and resources for people preparing to start a business and owners working to grow an existing business. Our offerings may include free and paid assessments, guides, templates, worksheets, toolkits, courses, programs, and other educational resources. Available offerings may change over time.
2. ELIGIBILITY
You must be at least 18 years old and legally capable of entering into a binding agreement to create an account or make a purchase.
If you use the website or purchase a product on behalf of a business or other organization, you represent that you have authority to act on its behalf and bind it to these Terms.
3. EDUCATIONAL PURPOSE
Solutions to Grow provides general business education, information, and planning resources. Nothing provided by Solutions to Grow constitutes legal, tax, accounting, financial, investment, lending, employment, medical, or other licensed professional advice. Our resources are not a substitute for advice tailored to your circumstances. Consult qualified professionals before making decisions that require specialized expertise.
4. NO GUARANTEE OF RESULTS
Business results depend on factors outside the control of Solutions to Grow, including customer demand, market conditions, competition, financing, pricing, management decisions, employees, execution, and economic conditions. We do not guarantee increased revenue, profitability, cash flow, financing approval, business growth, successful implementation, or any other particular result. Examples, illustrations, projections, and hypothetical scenarios are provided for educational purposes and are not promises of future performance. You remain responsible for all decisions and actions concerning your business.
5. BUSINESS ASSESSMENTS
Solutions to Grow may provide assessments, questionnaires, scorecards, evaluations, and similar tools. Assessment results are based on information supplied by the user. They are intended to help users:
Assessment results are not certifications, audits, valuations, credit decisions, professional opinions, or guarantees. An assessment cannot identify every issue affecting a business and should not be the sole basis for a significant business, legal, financial, employment, investment, or strategic decision.
6. INFORMATION YOU PROVIDE
You agree to provide accurate and reasonably complete information when completing an assessment, creating an account, requesting a resource, making a purchase, or communicating with us. Solutions to Grow is not responsible for inaccurate results, recommendations, communications, or deliveries caused by inaccurate or incomplete information supplied by a user.
7. ACCOUNTS AND SECURITY
Some offerings may require an account. You are responsible for:
You may not share credentials to provide unauthorized access to paid content. We may suspend or terminate accounts used fraudulently, unlawfully, or in violation of these Terms.
8. PURCHASES, PRICING, AND PAYMENT
Prices and material purchase terms will be displayed before checkout and may change without notice. A subsequent price change will not ordinarily affect a completed purchase. By placing an order, you represent that the information provided is accurate and that you are authorized to use the selected payment method. You authorize us and our payment processors to charge the disclosed purchase price, applicable taxes, shipping charges, and other charges clearly presented before purchase. We may correct pricing or product-description errors and refuse or cancel orders involving suspected fraud, unauthorized payment activity, product unavailability, technical errors, or violations of these Terms. If we cancel a paid order before providing the product or service, the applicable payment will be refunded. Purchasers are responsible for applicable taxes unless the law requires Solutions to Grow to collect them.
9. DIGITAL PRODUCTS AND DELIVERY
Digital products may be delivered by download, email, customer account, online portal, third-party platform, or another electronic method.
You are responsible for providing a valid email address and maintaining technology reasonably capable of accessing the purchased materials.
If you do not receive or cannot access a purchased product, contact us at support@solutionstogrow.com.
10. LICENSE TO USE OUR MATERIALS
Unless different terms are presented with a product, Solutions to Grow grants you a limited, non-exclusive, non-transferable, revocable license to use downloaded or purchased materials for your own personal or internal business purposes. A business purchaser may use the materials internally within the purchasing organization. A purchase does not transfer ownership of the underlying intellectual property. Without written permission, you may not:
Consultants, coaches, advisers, and trainers may not reproduce or distribute a single-user product to clients unless the applicable license expressly permits that use. Separate multi-user, commercial, facilitator, or organizational licenses may be offered.
11. INTELLECTUAL PROPERTY
Unless otherwise indicated, the Solutions to Grow website and its assessments, questions, scoring methods, frameworks, written content, guides, templates, worksheets, courses, videos, graphics, branding, product names, reports, presentations, and other materials are owned by or licensed to Solutions to Grow, LLC. These materials may be protected by copyright, trademark, trade-secret, and other intellectual-property laws. Nothing in these Terms transfers ownership of our intellectual property to you.
12. REFUNDS AND CANCELLATIONS
Refund eligibility may vary by product. The terms displayed on the applicable product page, checkout page, order form, or Refund Policy will govern the purchase. Because digital products may be delivered immediately, some purchases may be non-refundable after the product has been delivered, accessed, or downloaded, except when otherwise stated or required by law. Contact us if a product is defective, inaccessible because of a problem within our control, or you believe you were charged incorrectly. Any satisfaction or money-back guarantee will apply only when it is expressly stated with the applicable offer.
13. SUBSCRIPTIONS
Solutions to Grow may offer subscriptions or recurring services in the future. Before purchase, we will disclose the price, billing frequency, renewal terms, and cancellation process. By purchasing a recurring subscription, you authorize the disclosed recurring charges until cancellation. Cancellation generally prevents future renewal charges but does not automatically create a right to a refund for previous charges unless otherwise stated or required by law.
14. FREE RESOURCES AND COMMUNICATIONS
We may offer free assessments, guides, checklists, templates, reports, or other resources. These resources may require registration and may be modified, replaced, or discontinued. When you request a resource, complete an assessment, create an account, or make a purchase, you consent to receive communications needed to complete or manage that interaction. These may include assessment results, receipts, access instructions, account notices, security messages, and customer-service communications. When permitted by law and consistent with our Privacy Policy, we may also send educational or promotional emails. You may unsubscribe from promotional communications using the link provided in the email. Unsubscribing does not prevent necessary transactional or administrative messages.
15. PROHIBITED USES
You may not use our website or resources to:
We may restrict or terminate access for conduct that violates these Terms.
16. THIRD-PARTY SERVICES AND PARTNERS
Our website and products may link to or use third-party websites, payment processors, assessment platforms, email services, analytics tools, software applications, or other services. Third-party services are governed by their own terms and privacy policies. Solutions to Grow does not control and is not responsible for their availability, content, security, privacy practices, or performance. CFO Central LLC is an independent Financial Leadership Partner of Solutions to Grow. Solutions to Grow and CFO Central are separate companies. CFO Central’s resources and services are governed by CFO Central’s own terms, policies, and engagement agreements. CFO Central services are not included with a Solutions to Grow assessment or product unless expressly stated.
17. WEBSITE AND PRODUCT AVAILABILITY
We work to provide reliable access but do not guarantee that the website or every product will always be available, uninterrupted, secure, or error-free. We may modify, replace, suspend, or discontinue website features, assessments, products, and resources when reasonably necessary.
18. DISCLAIMER OF WARRANTIES
To the fullest extent permitted by law, the website, assessments, content, products, and services are provided on an “as is” and “as available” basis.
Solutions to Grow does not warrant that:
Nothing in this section excludes warranties or consumer rights that cannot legally be excluded.
19. LIMITATION OF LIABILITY
To the fullest extent permitted by law, Solutions to Grow, LLC and its owners, officers, employees, contractors, affiliates, and agents will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from the use of our website, assessments, products, services, or materials. This includes claims involving lost profits, revenue, data, business opportunities, business interruption, financing decisions, employment decisions, investment decisions, business strategy, or implementation of recommendations. To the fullest extent permitted by law, our aggregate liability arising from a purchased product or service will not exceed the amount paid for the product or service giving rise to the claim during the 12 months preceding the event. Some jurisdictions do not permit certain liability limitations. In those jurisdictions, these limitations apply only to the extent permitted by law.
20. INDEMNIFICATION
To the extent permitted by law, you agree to indemnify and hold harmless Solutions to Grow, LLC and its owners, officers, employees, contractors, and affiliates from claims, liabilities, damages, and expenses arising from:
21. TERMINATION AND CHANGES
We may suspend or terminate access when we reasonably believe a user has violated these Terms, engaged in fraud, distributed protected content, created a security risk, used our offerings unlawfully, or failed to pay amounts legitimately due. We may revise these Terms periodically. Revised Terms will include an updated date and will apply prospectively as required by law. Continued use after the effective date constitutes acceptance to the extent permitted by law. Provisions concerning intellectual property, payment obligations, disclaimers, liability, dispute resolution, and other provisions that logically should survive termination will remain in effect.
22. GOVERNING LAW AND DISPUTES
These Terms are governed by the laws of the State of South Dakota, without regard to conflict-of-law principles, except where applicable law requires otherwise. Before beginning formal legal proceedings, you and Solutions to Grow agree to make a reasonable, good-faith effort to resolve the dispute informally. If a dispute cannot be resolved informally, it will be resolved in an appropriate state or federal court located in South Dakota, unless applicable law requires otherwise. Nothing prevents either party from seeking appropriate temporary or injunctive relief to protect intellectual-property rights, confidential information, or against unlawful conduct.
23. GENERAL TERMS
If any provision is found unlawful, invalid, or unenforceable, it will be enforced to the maximum extent permitted, and the remaining provisions will continue in effect. Failure to enforce a provision does not waive the right to enforce it later. You may not assign your rights or obligations without our written permission. Solutions to Grow may assign its rights and obligations in connection with a merger, acquisition, restructuring, sale of assets, or similar transaction. These Terms, our Privacy Policy, Refund Policy, and any product-specific terms constitute the agreement governing your use of the applicable offerings. Product-specific terms control if they conflict with these general Terms concerning that product.
24. CONTACT US
Questions regarding these Terms of Use may be directed to:
Solutions to Grow, LLC
3912 E Brewster St
Sioux Falls, South Dakota 57108
Website: www.solutionstogrow.com
Email: support@solutionstogrow.com
Copyright © 2025-2026 Solutions to Grow, LLC - All Rights Reserved.
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